Our Advisers

Meet our Advisers

Steve Penniston    DipPFS, Cert CII (MP)

Director and Financial Planner

Steve is one of the founding members of The Oxford Advisory Partnership, having formed the company with Paul Harris in 2001.

Steve is an Independent Financial Planner and has a wealth of experience in the fields of Retirement and Estate Planning as well as Long-term Care. His in-depth knowledge of the USS (Universities Superannuation Scheme) and the TPS (Teachers’ Pension Scheme) pension schemes means he has been able to advise academics and teaching staff on their retirement options for almost two decades.

Andy Watts              APFS, CFP, Cert CII (MP)

Director and Chartered Financial Planner

Andy is an Independent Chartered Financial Planner specialising in retirement and estate planning for individuals and their families.

Together with Steve Penniston, Andy provides financial well-being sessions to a selection of the Oxford Colleges as well as to independent schools in and around the Oxford area.



Andy Hill                  DipPFS, Cert CII (MP)

Financial Planner

Andy joined the company in 2011. He is an Independent Financial Planner and is currently working towards Chartered status. Andy assists his clients in all areas of financial planning, with a focus on investments and retirement provision.